Financial Guidance Group, Inc.

Hourly
Financial Guidance Group, Inc. will work with anyone on an hourly basis. Targeted hourly financial planning fees will be billed at a rate not to exceed $150.00 per hour, with a minimum of four hours or $600.00 for a consultation. All fees will be completely itemized in a monthly billing statement to the client, or as otherwise predetermined in a proposal and/or engagement letter.

Comprehensive Financial Plans
Financial Guidance Group, Inc.’s fees are based on the size, complexity, and nature of each client’s personal and financial situation and the amount of time it will take to analyze and summarize the plan. We provide a detailed written estimate of the cost to review the client’s financial information. The actual fee will never exceed the written estimate provided in the Agreement. Half of the estimated fee is due at the time the Agreement is signed. Financial planning services are offered on a fixed fee basis and range from $2,500 to $10,000 for the initial engagement.

Investment Management Services
Portfolio monitoring and investment management fees are based on the value of assets under management. Fees are billed quarterly, in advance, and are based on the aggregate market value of the assets in the account on the first business day of the quarter.

Assets under Management	Annual Fee Rates
On initial $1,000,000	1.15%
From $1,000,000 - $5,000,000	0.90%
Over $5,000,000	0.65%

Fees may be negotiable on a client-to-client basis. The first bill for new accounts opened mid-quarter is pro-rated. The above fees are exclusive of any fees charged by our custodians to purchase a stock, bond, or mutual fund.

Meet our team